Can I sue if my Uber, Lyft or Rideshare Driver was in a car accident?
Although rideshare drivers (Uber and Lyft, for example) essentially perform the same service as a taxi or limo driver, there are big differences in how these companies are viewed by the legal system and insurance companies. If you have been injured in an accident caused by your rideshare driver, you could be entitled to compensation. Without the help of an experienced personal injury attorney at the John Mobley Law Firm, getting compensation might be nearly impossible.
Taxi and limo drivers usually are not independent contractors; they are employees of companies that are legally required to provide insurance to compensate passengers if they’re injured in a crash. Taxi drivers are subject to many additional insurance and license requirements and other regulations designed to protect passengers. Rideshare drivers are private individuals who are subject to little or no special governmental oversight. They use their personal vehicles to transport people via the Lyft or Uber platform.
Laws do require all drivers to have liability insurance, but there have been many documented instances of Uber drivers working without insurance and proper licenses. Victims involved in Uber accidents can get compensated in several ways, depending on the circumstances of the crash. Uber has a mandatory insurance policy that covers victims in case an accident occurs while the driver has the app open. As a victim, you could be compensated (up to $1 million) for your injuries and financial losses if the Uber driver is at fault.
You could be compensated for medical bills, lost wages, property damage and more by the Uber insurance policy. Still, you might need to seek additional compensation from another party’s insurance company. Regardless of which company you’re seeking compensation from, you’ll need to present enough evidence to make a persuasive case.
As the victim in a rideshare accident, it is your responsibility to collect and present evidence of your injuries and prove they were caused by your negligent rideshare driver. That’s the only way Uber’s insurance company will pay out an amount that’s appropriate and adequate to compensate you for your losses. If Uber does not compensate you, you might consider filing a claim with the driver’s personal insurance company.
If you’ve been injured in an Uber or Lyft accident, you should have a no-obligation free consultation with the personal injury attorneys at the John Mobley Law Firm. Your attorney will know the best tactics to get you the compensation you deserve.