Challenges in Multi-Car Accident Claims
In a typical two-car auto accident, it’s usually obvious who is at fault. Determining fault is critical because the at-fault driver is financially responsible for vehicle damages and bodily injury caused to the other party. What happens, though, when more than two vehicles are involved in car accidents? There are definitely some challenges that must be addressed, and the best person to tackle this scenario it is an experienced auto accident attorney like John Mobley.
If you have been injured in a multi-car auto accident, here are some of the challenges you’ll face when making a claim:
Determining fault in car accidents
The first thing you have to do is determine who is at fault. In multi-vehicle car accidents, it’s not as easy as if you were rear-ended by one car. Insurance companies use this to their advantage. They reduce their settlements, arguing that more than one driver could be at fault. A good auto accident lawyer knows how to fight this and get you the settlement you deserve.
Insufficient insurance coverage for damages
Even well-insured drivers with great insurance policies rarely have enough to cover damages for everyone involved in a multi-car crash. Auto insurance policies have coverage limits, which is the maximum that policy will pay for property damage and bodily injury. If the maximum is $25,000 for bodily injury and $10,000 for property damage, that money will be split among every other driver in the multi-car accident.
Fighting for your share of the accident maximum
With multiple people injured by one driver who doesn’t have sufficient insurance to provide a reasonable settlement for each party, it’s up to you to fight for the settlement you deserve. In South Carolina, the at-fault insurance agency can file an “interpleader action,” which requires each injured party to fight for his or her share of the settlement in court. As an experienced auto injury attorney, John Mobley will fight for you to receive the maximum share.
Multi-vehicle car accidents present their own unique challenges for injured parties. The best way to ensure that you receive the settlement you deserve is to have John Mobley Law Firm on your side. Contact us today to get the compensation you deserve!